Everything About Chase Free Cash Rewards Visa Card

The J.P.Morgan Chase and Company is one of the renowned and leading financial service providers in the world. It provides its services to over 50 countries in the world.

Schengen Visa Countries List

The myriad of credit cards offered by the Chase Company is very beneficial. The Chase Free Cash Rewards Visa Card is one of the cards, which is popular for its cash back facility. The Cash Rewards Visa Card enables you to earn points and in return, the points can fetch you other gifts and money. If you are interested in getting your cash back, then this credit card should be your option.

Cash Back Reward Program

The credit card is specifically designed for those who have very good credit and would like to benefit from the card’s cash back reward program. The cash reward offered by this credit card is very lucrative. You will have ample opportunities to earn points for every dollar you spend and eventually the accumulated points will fetch you gift certificates or cash.

As said, you earn a point for spending a dollar. Again, your first purchase entitles you to 1000 bonus points. Your awards start at mere 2500 points. You will be free to choose your reward – you can opt between $25 gift checks and $25 gift certificate from leading national-level merchant, once you reach the 2500-mark. The maximum number of points you can earn in a year is 60000 points, which have no expiration time as such.

Card Features

If you qualify for the Cash Rewards SM Visa Card, then you can enjoy 0% introductory rate on balance transfers and purchases for the first twelve billing cycles. Once the introductory period expires, you can still enjoy a reasonable APR of 14.24% on purchases and balance transfers. The card is fee free; application fees, participation fees, inactive fees, reload fees, etc., are all non-applicable.

The card features and rewards make it a great option for people who have good credit and clear their payments regularly; however, it may not benefit you if you carry a revolving balance. The ‘Two Cycles Average Daily Balance’ method for calculating finance charges will cost you heavily – burdening you with huge interests and ruining your prospects for earning cash-back.